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Naughty & Nice New House Christmas List

There’s no place like a new home for the holidays!

If you have a new house on your Christmas list this year, make sure you don’t end up on the naughty list!

The Nice List

* You have a mortgage pre-approval letter

* You have money set aside for a down payment

* You are working with a real estate agent you trust

* You have narrowed down your ideal location

* You know how much you can afford to spend

* You know your credit score & have disputed any credit errors

* You made a home buying wishlist with your wants/needs

The Naughty List

* You are looking at houses without getting pre-approved

* You aren’t working with a real estate agent

* You have no idea what your credit score is

* You are looking for the “perfect” house (there’s no such thing!)

* You aren’t comparison shopping multiple mortgage lenders to get the best rate possible

* You are forgetting to budget for closing costs/moving expenses

* You are allowing the market to dictate your moves


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